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"Currently, however, Chinese companies lack genuine technological breakthroughs and innovation. They still have very little in the way of unique differentiation compared with other providers," Ji said.

"Chinese consumers are showing an increasingly high demand for quality lifestyles, and more people are buying makeup to look beautiful. After the outbreak ends, we will see a further strengthening in the online shopping habits and spending on cosmetic products," he said.

"China should launch a series of targeted policies to encourage small and medium-sized banks, credit unions and emerging financial institutions such as village banks to play a greater role in serving small businesses. It's the main duty of these types of financial institutions to serve small businesses and private companies. The regulator should also allow more small and medium-sized financial institutions that meet compliance requirements to grow," Lian said.

"Commitment letters may work as a way to help residents understand that such violations may lead to legal consequences and thus better regulate their daily behaviors," he said.

"Compared with the manufacturing sector, the financial and service sectors of our country are still lagging behind, which will become an increasingly bigger obstacle to China's upgrading of its industrial structure and sustainable economic growth," Li said. "We must have a well-developed financial market in terms of depth and breadth."